Dark Matter’s 2025 User Conference: Horizon
April 23–25
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Loan Origination
Empower
®
Loan Origination Solution
Empower is a trusted, enterprise-grade LOS that combines exception-based workflows, AI-driven tools, and robust configurability to streamline operations, increase accuracy, and scale with confidence.
Overview
Point of Sale Solution
Integrated borrower, loan officer, and seller digital experiences.
AI & Automation Solution
AI-driven automation streamlines documents, income, QC, and decisioning.
Exception-Based Process
Adaptive workflows apply human review only when required.
Open Ecosystem
Extensible APIs and sandbox enable secure, custom integrations.
Product Pricing Engine
Embedded real-time pricing ensures accuracy, compliance, and speed.
Multi-Channel Lending
Unified platform supporting retail, wholesale, correspondent, and direct.
AI & Automation
Why AI for Your Business
Our Predictive AI solutions help take the manual entry out of every loan application. We predict, you verify, and you maintain full control.
Overview
Deep AI Expertise
Solving Your Process Flow
Aiva
®
AI & Automation Solution
Our expert AI and Automation Assistants for Mortgage Origination enable lenders to harness the power of artificial intelligence, rules engine, and machine learning to automate tasks, reduce cycle times, and enhance processing efficiency.
Overview
Intelligent Document Automation
Classify, Capture, Detect, Analyze Docs with AI
Income & Asset Solution
Robust and dynamic income and asset verification workflow
Post Close Loan Quality
Reduce time to review files and minimized errors
How Aiva Works
Loan Servicing
Elevate
®
Loan Servicing Solution
Our trusted and proven Servicing Solution offers a comprehensive suite of loan servicing solutions, delivering seamless end-to-end functionality. From interim to full servicing, our platform showcases the flexibility and scalability to meet all your servicing needs.
Overview
Upgraded Experience
Core-Compatibility
Compliance & Audit Controls
Partners
Partners & Integrations
Our partner ecosystem enables service integrations with leading technologies to configure the optimal solution for your business. Proven APIs make it possible, with guidance from a team that’s helped hundreds of institutions like yours.
Overview
Empower
®
Integration Partners
Exchange Network Partners
Exchange
℠
Service Network
The highly trusted, certified platform connecting over 16,000 mortgage vendors with top mortgage lenders and servicers, streamlining communication and collaboration in a secure and compliant manner.
Overview
Exchange Credit
Exchange Verifications
Exchange Valuations
Title, Closing & Document Signing
Exchange Fraud
Exchange Flood
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Developer Portal
2025 User Conference: Horizon
Testimonials
Implementation
Company Culture
Empower® Loan Origination Solution
Elevate Loan Servicing Solution
Implementation
CIBM’s Implementation Experience with Dark Matter
AMOCO Federal Credit Union’s Implementation Experience with Dark Matter
Cornerstone Bank’s Implementation Experience with Dark Matter
PSFCU’s Implementation Experience with Dark Matter
Empower® LOS Implementation Process Delights Washington Trust Bank
Empower® LOS Made Implementation Easy
Velocity Credit Union Values the Empower® LOS Smooth Implementation Process
Why Together Credit Union is Implementing Empower® LOS
Implement in Record Time with Empower® LOS
Company Culture
Empower® LOS Solves Citizens Bank Unique Needs
Empower
®
Loan Origination Solution
How Empower has Contributed to Cornerstone Bank’s Success
How Empower has Contributed to CIBM Bank’s Success
More than Just a Vendor
The LOS that Grows with You
How the Empower® LOS All-In-One Solution Benefits iTHINK Financial
Reduce Costs with the Empower® LOS Ecosystem
Ross Mortgage Selects Empower® LOS to Support Future Growth
Elevate Loan Servicing Solution
Arbor Bank’s Experience with Dark Matter’s Servicing Platform
Arbor Bank’s Experience with Dark Matter’s Servicing Platform
State Financial’s Experience with Dark Matter’s Servicing Platform
State Financial’s Experience with Dark Matter’s Servicing Platform
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