Dark Matter’s 2025 User Conference: Horizon
April 23–25
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Loan Origination
Empower
®
Loan Origination Solution
Empower is a trusted, enterprise-grade LOS that combines exception-based workflows, AI-driven tools, and robust configurability to streamline operations, increase accuracy, and scale with confidence.
Overview
Point of Sale Solution
Integrated borrower, loan officer, and seller digital experiences.
AI & Automation Solution
AI-driven automation streamlines documents, income, QC, and decisioning.
Exception-Based Process
Adaptive workflows apply human review only when required.
Open Ecosystem
Extensible APIs and sandbox enable secure, custom integrations.
Product Pricing Engine
Embedded real-time pricing ensures accuracy, compliance, and speed.
Multi-Channel Lending
Unified platform supporting retail, wholesale, correspondent, and direct.
AI & Automation
Why AI for Your Business
Our Predictive AI solutions help take the manual entry out of every loan application. We predict, you verify, and you maintain full control.
Overview
Deep AI Expertise
Solving Your Process Flow
Aiva
®
AI & Automation Solution
Our expert AI and Automation Assistants for Mortgage Origination enable lenders to harness the power of artificial intelligence, rules engine, and machine learning to automate tasks, reduce cycle times, and enhance processing efficiency.
Overview
Intelligent Document Automation
Classify, Capture, Detect, Analyze Docs with AI
Income & Asset Solution
Robust and dynamic income and asset verification workflow
Post Close Loan Quality
Reduce time to review files and minimized errors
How Aiva Works
Loan Servicing
Elevate
®
Loan Servicing Solution
Our trusted and proven Servicing Solution offers a comprehensive suite of loan servicing solutions, delivering seamless end-to-end functionality. From interim to full servicing, our platform showcases the flexibility and scalability to meet all your servicing needs.
Overview
Upgraded Experience
Core-Compatibility
Compliance & Audit Controls
Partners
Partners & Integrations
Our partner ecosystem enables service integrations with leading technologies to configure the optimal solution for your business. Proven APIs make it possible, with guidance from a team that’s helped hundreds of institutions like yours.
Overview
Empower
®
Integration Partners
Exchange Network Partners
Exchange
℠
Service Network
The highly trusted, certified platform connecting over 16,000 mortgage vendors with top mortgage lenders and servicers, streamlining communication and collaboration in a secure and compliant manner.
Overview
Exchange Credit
Exchange Verifications
Exchange Valuations
Title, Closing & Document Signing
Exchange Fraud
Exchange Flood
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Developer Portal
2025 User Conference: Horizon
Resources
Case Studies
AMOCO Federal Credit Union closes loans 10 days faster with the Empower
®
LOS
Lake Michigan Credit Union closes loans up to 5 days faster with the Empower
®
LOS
Downloads
5 Key Takeaways from the MBA’s Chief Economist on the Future of Mortgage Banking
Understanding Aiva®: User Guide for Responsible AI
Elevate: Rethinking the Role of Loan Servicing in a Changing Market
Enabling Secure Al Agents Within the Empower Platform
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5 Key Takeaways from the MBA’s Chief Economist on the Future of Mortgage Banking
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