Aiva® AI & Automation Solution

Income & Asset Reviews

Streamlined Automation-driven workflow
for faster and more accurate loan decisions.

Aiva Docs and Aiva Assist combine artificial intelligence, advanced business rules and process automation to deliver robust and dynamic income and asset verification workflow for situations where documents have to be used. It’s the perfect complement to help experienced loan originators and underwriters clear the desk of time-consuming routine work.

Abstract underwriting process on computer monitor

Improve underwriting process quality and efficiency.

Aiva Assist helps improve the quality and efficiency of the underwriting process by effectively preparing the loan file for a quick review.

  • Identify discrepancies between the data from documents and information from the application.
  • Provide structured data from those income and asset documents provided by borrowers
  • Standardize and automate income calculations and asset statement reviews when borrowers provide documents for verification
  • Eliminate external calculators or spreadsheets to manage self-employed income or grossing up military pay
  • Put an end to mundane stare-and-compare tasks. Let Aiva Assist find the interesting bank transactions important to the loan request
Various components in the background being brought into an underwriter decision interface on a computer monitor

Quality loan decisions in less time.

With Aiva Assist, the loan is well prepared for the underwriter to make the best decision on the loan in less time than is typically seen. Aiva Assist is fully integrated with the Empower LOS, updating condition information and loan data so the system of record is always up to date. Not an Empower user? Talk to us about integration options.